At Luma, we give you straight-talking, personalised financial advice that supports your goals, fits your life, and grows with you. We’re here to make the complex clear, and the future feel a little less unknown.

We’re not about jargon, pressure, or one-size-fits all solutions. We build long-term relationships based on trust, transparency and real conversations. That’s why so many of clients stay with us for life – and recommend us to the people they care about most.

As a Senior Partner Practice of St. James’s Place, we offer expert advice backed by the reassurance of the SJP guarantee.

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the Group, more details of which are set out on the Group's website at www.sjp.co.uk/products