Michael Hayward
Financial Adviser
Time in the industry
2 Years
Qualification
ACSI, IAD
Clients I most often work with
Young Professionals
Favourite hobby
Football
Golf
Skiing
Anything car related
In their words
I became a financial adviser because…
I’ve always taken a strong interest in my own personal finances, even from a young age. I’m also very much a people person - I genuinely enjoy meeting new people, building relationships, and helping others achieve meaningful goals. Combining these passions made a career in financial services a natural fit.
If I could meet my 18‑year‑old self and teach them one thing…
Don’t coast - make a conscious effort to decide what you want and BE PROACTIVE in making it happen. Also, start saving and investing as early as possible. Compound interest is incredibly powerful, and your future self will always be grateful for the head start.
Fun Fact
I love travelling and exploring new places and aim to visit as many countries as possible - currently 28 and counting!
I specialise in…
Cashflow planning. I’m committed to helping clients understand their financial potential and achieve their objectives through clear, structured, and disciplined planning.
Outside of Luma, you’ll find me…
Staying active - whether that’s in the gym, out running, playing sports or hiking up a mountain.
