Equity release
Releasing money from your home doesn’t have to mean giving up. Modern equity release is smarter, safer, and more flexible than people may think. Whether you’re boosting your retirement income, helping loved ones, or unlocking funds for something important; we’ll help you explore your options.
This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration.
What we can do for you
Take equity as income
Regular payments that support your lifestyle without selling assets.
Available from age 55+
Helping you access funds earlier in life.
Equity release on a second home
A great option if your main residence isn’t suitable, or you’d rather leave it untouched.
No negative equity guarantee
You will never owe more than your property’s value. Your beneficiaries are protected.
Optional interest servicing
Pay up to 100% of the interest monthly, with no affordability checks required.
Inheritance protection
Most plans allow you to ring-fence a portion of your home’s value.
Flexible drawdowns
Take what you need, when you need it, with a drawdown facility.
10% voluntary repayments
Make additional payments without penalties, giving you more control.
Equity release may involve a home reversion plan or lifetime mortgage which is secured against your property. This may reduce the value of your estate and impact funding for long-term care.
Equity release requires paying off any existing mortgage. Any money released, plus accrued interest would be repaid upon death, or moving into long-term care.
Equity release will affect potential inheritance and may affect your entitlement to means tested benefits both now and in the future.
To understand all the features and risks please ask for a personalised illustration.
