Simple plan, bright future.
Finance can be dull, but building the life you want? That’s exciting. Our face-to-face service can help you turn your money into the tool that gets you there, with a financial plan that’s clear, practical, and built just for you.
How we work
First Hello
Discovery Call
We start with a friendly, no-obligation chat to understand your goals and see if we're the right fit. You’ll speak directly with one of our advisers.
Your First Meeting
Tailored Conversation
We meet to get under the skin of what's most important to you, and what you want to do.
Planning Your Future
Glimpse into your Future
This is where the clever software comes in. We paint a picture of your whole life, so you can answer 'what if'.
What if I run out of money?
What if I want to retire early?
What if I want to go on a round the world cruise?
Presenting Your Plan
F2F or Virtual Meeting
We present your bespoke financial plan, built entirely on your goals, and we'll walk you through our professional recommendations.
The Admin Process
Investing With Confidence
Once you're happy to proceed, we get to work administrating the investment and processing the paperwork. We do most of the heavy-lifting.
Welcome to Luma!
You're Officially a Luma Client
You're officially a valued client of your financial adviser (hopefully) for life!
Ongoing Support
Always by your side
Our team will be in touch regularly throughout this period to ensure you've settled in and have everything you need. Your adviser is always a phone call away.
Annual Review
Stay on top of progress
To keep your plan on track, we formally meet at least once a year to review your progress. But your adviser is always on the other end of a phone, year round.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Let’s create your blueprint to a brighter future
See our services
Understand exactly what we can help you with, whether that's pensions, investments, mortgages or protection.
Glimpse into your financial future
Work with us and our sophisticated financial forecasting software to see what your future may hold for you and your families are financially security.
A financial blueprint, built for you
Let us create a bespoke, structured plan to ensure you allow to achieve everything you want from life.
Our people
Our clients are real people, and so are we. Scroll through our team to meet the people who can build your financial plan. Not sure who might fit your requirements? Get in touch
