Retirement planning

A great retirement starts with a great plan, and the sooner you start, the better. You might be years away from retiring, or it might be just around the corner. Whether you’re dreaming of a big house by the coast, or simply more time for the things and people you love, we’re here to help you figure out how much money you’ll need.

Let's build a plan that fits.

Let's get started

What we can do for you

Maximising your pension fund

By using your whole allowance.

Create your Financial Blueprint

To help your funds go the distance.

As you near retirement

Make the most out of your remaining earning years.

Diversify your investments

For flexible withdrawals before the standard pension age.

Review your existing provisions

Check if they are working hard enough for you and track down lost funds.

Create a tax-efficient withdrawal plan

To make the most of your money.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

How we work

Calculate your pension

Try our free online calculator

How much will I have in retirement?

Will your pension support the retirement lifestyle you want? Use our pension calculator to estimate your future pension value and understand how your expected income aligns with your goals.

How much will I need?

See what your future retirement income could look like. Project the value of your pension savings and see how it compares to UK retirement living standards.

How do I meet my retirement goal?

If you find a shortfall, we can build a bespoke Financial Blueprint. We map your income, spending, savings, and goals year by year to give you a clear visual of your financial future.