Retirement Planning
A great retirement starts with a great plan, and the sooner you start, the better. You might be years away from retiring, or it might be just around the corner. Whether you’re dreaming of a big house by the coast, or simply more time for the things and people you love, we’re here to help you figure out how much money you’ll need.
Let's build a plan that fits.
Why it's important to have a plan
Retirement looks different for everyone. Some of us want to down tools completely. Others want to keep working, but on their own terms.
Whatever your future looks like, you’ll want the freedom to enjoy it, without second-guessing your finances.
That’s where our cashflow forecast comes in.
With expert financial advice and a visual forecast of your financial future we can help you plan for the retirement you want.
We’ll help you take control, with clarity.
What we can do for you
Maximising your pension fund
By using your whole allowance.
Create a cashflow forecast
To help your funds go the distance.
As you near retirement
Make the most out of your remaining earning years.
Diversify your investments
For flexible withdrawals before the standard pension age.
Review your existing provisions
Check if they are working hard enough for you and track down lost funds.
Create a tax-efficient withdrawal plan
To make the most of your money.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
