Financial Planning for Business
When you’re running a business, you’re spinning all the plates and pushing for growth. And the more your business succeeds, the more complex financial management becomes.
We help business owners protect what they’ve built, scale smartly, and plan confidently for the future - your own, and your team’s.
Why it's important to have a plan
Business success comes with rewards and responsibilities. From managing company pensions to personal wealth extraction, business owners face a lot of financial decisions.
Our financial planning for business owners is there to help you stay one step ahead. You may be looking to grow tax-efficiently, prepare for a future exit, or want to make sure your team is well looked after - we can bring clarity and structure to the process. Giving you peace of mind and time back to focus on what you do best.
It’s easy to get caught up in the day-to-day. We help you zoom out so you can see the bigger picture.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
Please note that advice with regard to exit strategy planning may involve the referral to a service that is separate and distinct to those offered by St. James's Place.
What we can do for you
Pension schemes
Set up pension schemes that benefit employees and can reduce your business’s National Insurance costs at the same time.
Corporate planning
We can work with you to protect against risk, manage cash flow and plan for growth.
Protection
Protect your business and ensure continuity with shareholder protection and key man policies.
Employee benefits
Build a benefits package that attracts and retains talent. From pensions to group protection and wellbeing support.
Efficiency
Advise you to extract profits efficiently, reinvest wisely, and stay tax-smart every step of the way.
Exit strategy
Support your exit with a tax-efficient plan that achieves your personal goals, and introduce you to the team that can maximise value
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. Investing does not provide the security of capital which is characteristic of a cash deposit account with a bank or building society.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
Exit Strategies may include the referral to a service that is separate and distinct to those offered by St. James's Place.
