
Celeste Harris
Financial Adviser
Time in the industry
18 years
Qualification
DipFA, CeMap
Clients I most often work with
Families
Favourite hobby
Playing Tennis
In their words
I became a financial adviser because....
I love working with people, and I really believe financial planning is about more than just numbers. It’s about people, relationships, and helping others feel secure and supported.
I actually started out studying Criminology with the dream of going into the police force, but after uni I took a different path and found my way into the world of finance. It turned out to be the perfect fit.
If I could meet my 18 year old self and teach them one thing...
START SAVING. Even a little. Future-you will thank you. You don’t have to have everything mapped out. Your path will twist in ways that lead you exactly where you’re meant to be. Be confident, trust your instincts, and stop underestimating yourself - you’re more capable than you know..

Fun Fact
I once abseiled down a skyscraper for charity… even though I’m terrified of heights. I’m still not sure what was shaking more - the rope or my legs!

I specialise in….
Supporting clients with a wide range of financial planning needs, including:
Protection
Investment & retirement planning
Inheritance tax planning
Cash flow modelling
Pension & annuity analysis
Complex and intergenerational planning
Mortgages
One of the things I’m really passionate about is working with families, often across multiple generations, to make sure everyone’s looked after and the plan fits together with a long-term view.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Outside of Luma, you’ll find me…
Usually doing something active or creative. I enjoy cooking and entertaining, writing stories, playing tennis, swimming, ice skating, taking the dog on long walks, and more recently, camping (which I’ve surprisingly fallen in love with!)
I have two beautiful children and a busy home life, despite admittedly being a bit of a workaholic.
Celeste has been a godsend to us as our financial advisor over the last six years and, along with her colleagues at Luma, can never do enough to sort out any issues we may have. Would highly recommend.
Carl,
Client since 2018
Meet our people
Meet our people
Our clients are real people, and so are we. Scroll through our team to meet the people who can build your financial plan. Not sure who might fit your requirements? Get in touch