Tech Professionals
Straight-talking financial advice for people building careers in tech.
Whether you're climbing the ladder at a global tech company, working remotely for a fast-growing startup, or contracting as a software engineer, your career can move quickly. Promotions, bonuses, share schemes and changing income can create opportunities – but also financial complexity.
We're here to help you make the most of your success. From investing tax-efficiently and managing equity awards to planning for financial independence, we'll help you build a plan that's as ambitious as your career.
Why do tech professionals need financial advice?
A higher income doesn't automatically mean better financial outcomes. When your earnings increase, it's easy for opportunities to be missed without a clear plan.
Whether you're receiving bonuses, RSUs, stock options or simply earning more than ever before, we'll help you turn today's success into long-term financial security. We'll simplify the complex, reduce unnecessary tax where appropriate, and make sure your money is working as hard as you do.
Helping you plan for what’s next
Some of the typical things we help tech professionals with:
Making the most of bonuses and share schemes
Understand how bonuses, RSUs and stock options fit into your wider financial plan.
Tax-efficient investing
Make the most of ISAs, pensions and other allowances to help keep more of what you earn.
Retirement planning
Whether you want to retire early or simply have more choices later in life, we'll build a plan around your goals.
Building long-term wealth
Turn a strong income into lasting financial security through a disciplined investment strategy.
Mortgage and property advice
From buying your first home to moving up the ladder, we'll help you make confident property decisions.
Protection planning
Protect your income and your family if life doesn't go to plan.
Financial independence
Create a roadmap that gives you more flexibility, more options and greater confidence about your future.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
Please note that it is not possible to invest directly in property through SJP.
Advice that keeps pace with your career
The tech industry moves quickly, and your finances should keep up.
Whether you're changing roles, relocating, receiving equity, or simply earning more than you ever have before, we'll help you make confident financial decisions every step of the way.
No jargon. Just a clear financial plan built around your career, your goals and the life you want to create.
Why work with Luma?
A plan built around your career
Financial advice that evolves as your income, opportunities and ambitions grow.
Making complexity simple
Clear guidance on investments, tax, pensions and equity awards without the jargon.
Long-term thinking
Helping you turn peak earning years into lasting wealth and financial freedom.
A trusted partner
Someone in your corner to help you make confident financial decisions throughout your career.
Financial freedom doesn’t happen by accident.
Start planning for the life you really want — not just the one you’ve got.
Meet our people
Meet our people
Our clients are real people, and so are we. Scroll through our team to meet the people who can build your financial plan. Not sure who might fit your requirements? Get in touch
