Saving for a wedding

As far as single days go, your wedding day is likely to be the most expensive day of your life. Costs can add up quickly, especially in the age of Pinterest and Instagram. The key is knowing what you can afford and planning carefully, so you don’t start married life laden with debt and regret.

The average UK wedding sets a couple back by £20,822.

Source: Bridebook 2025 UK Wedding Report, survey of ~7,000 couples, published 14 March 2025.

Want to plan for your brighter future?

What do you need to think about

01

Agree a reasonable budget

Explore big-ticket costs like the venue early, then stick to your number.

02

Tax efficient savings account

ISAs or personal savings accounts? It depends on how soon you’re tying the knot, but make your money work while you save.

The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.

Cash ISAs and saving accounts are not available through St. James's Place.

03

Plan for hidden costs

Last-minute changes or hidden costs quickly add up.

04

Don’t borrow to excess

Starting married life in unnecessary debt isn’t a good idea.

05

Remember, it’s just one day

Whether you splurge on the flowers or not, the day will be over much too quickly. Don’t wake up with money regret.

06

Don’t forget about your future

It’s easy to get swept up in the excitement and go overboard, but future you will be thankful if you didn’t raid your rainy day fund.

Plans for wherever you are at in life

Young Professionals

Growing Families

Business Owners

High-Net-Worth Individuals

Nearing Retirement

Retired People

Professional Athletes

Sole Trader

Established Families

Young Professionals

When it comes to growing wealth, time is on your side. From your first investment to your first home, we’ll help you make the most of your income.

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Growing Families

Building financial security for the people that matter most. From saving for school fees to protecting your income and planning for the future, we help families stay one step ahead.

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Business Owners

Your business is your focus – we make sure your finances keep up. From tax-smart income to long-term planning, we help you protect what you’ve built. No fluff, just advice that works as hard as you do.

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High-Net-Worth Individuals

You’re earning big – now it’s time to make it count! We help high earners cut tax and grow wealth. From pensions to early retirement, we keep your plan and goals in focus.

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Nearing Retirement

The light is at the end of the tunnel, and after years of working hard and saving for retirement, you’re on the final stretch.

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Retired People

Whether you’re on the final stretch or already retired, smart planning now can mean more freedom later. Let’s help you build a plan so your money can help you with the life you want, for as long as you need it to.

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Professional Athletes

We help elite professional athletes aiming for their peak earnings to provide security for a lifetime. From protecting your income to planning life after sport, we make sure the money you earn now keeps working for your future.

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Sole Trader

Whether it’s making sure you’ve set enough aside for tax, planning for time off or thinking further ahead towards retirement – you need an adviser to handle the stuff you don’t have time for.

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Established Families

Whether you’re helping your kids take their next steps, thinking about retirement, or figuring out how to pass on your wealth without giving a large amount to HMRC, we’re here to help you move forward with clarity and confidence.

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