Calculate your pension
A two-step blueprint for building a brighter future
Step 1 - How much will your pension pots be worth in retirement?
Step 2 – Will it be enough to support the lifestyle you want to enjoy?
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage one
How much could I have?
This section estimates the projected value of your pension at retirement based on existing pots, current and future contributions and a number of common assumptions.
- Annual investment growth rate is 4%
- Monthly contributions are invested monthly
- Compounding is annual
- State pension (if included): flat £11,502/year from 2024/25, beginning at state pension age
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage one – How much will I have?
When were you born?
So we can calculate how many years you have left to save for retirement
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage one – How much will I have?
What gender are you?
So we can calculate at what age you’re likely to receive your state pension
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage one – How much will I have?
What age would you like to retire?
So we can work out how long you you have to save, and whether your state pension will kick before or after your chosen retirement date
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage one – How much will I have?
How much do you currently have across all of your pension pots?
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage one – How much will I have?
What is your current salary?
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage one - How much will I have?
How much do you contribute monthly?
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage one – How much will I have?
How much does your employer contribute monthly?
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage one – How much will I have?
Do you want us to include your state pension in your forecast?
So we know how much to add to your pension pot
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage one
Complete
We estimate you will have
£ 0
This section estimates the projected value of the your pension at retirement based on current contributions and assumptions.
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage Two
How much is enough?
You’ve got your magic number, so let’s calculate how much you need to enjoy your lifestyle.
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage Two – How much will I have?
What is your preferred retirement lifestyle?
Minimum
Covers all basics with some extras: food, transport, utilities, a week’s UK holiday and limited social activities, no car costs.
Moderate
Greater flexibility: two weeks abroad, more socialising, eating out monthly, a modest car replaced regularly and more spending on clothing.
Comfortable
Financial freedom: three holidays abroad, regular theatre trips, new car every five years, generous clothing, and more for family support.
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage Two – How much will I have?
Will you make any additional income each year? (e.g. rental property)
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage Two – How much will I have?
Your results
If you would like to change your preferences please do so below.
If you would like to speak to an advisor to help you plan for a brighter future, get in touch
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
Stage Two – How much will I have?
Your results
You've fallen short of your chosen lifestyle, get in touch today to see how we can help you meet your financial goals.
Steve Davies
Director & Financial Adviser
*Annual income figures taken from https://retirementlivingstandards.org.uk and adjusted for inflation.
| Step 1 | Complete |
| Step 2 | Complete |
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| Step 10 | Complete |
| Step 11 | Complete |
| Step 201 | Complete |
| Step 202 | Complete |
| Step 203 | Complete |
| Step 204 | — |
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| Step 206 | — |
| Current step | 1 |
| Number of steps | 11 |
| Starting step | 1 | Stage | 1 |
| DoB parts | / / |
| DoB | 00/00/0001 |
| Age | 0 |
| Gender | Male |
| Retirement date (state) | not set |
| Pref retirement age | |
| Pref retirement date | not set |
| Years to preferred retirement | 0 |
| Pension pot | |
| Salary | |
| salaryIncreaseAnnualPercent | 2.5 |
| Contribution method employee | percentage |
| Contribution employee (input) | |
| Contribution employee (calc) | 0 |
| Contribution method employer | percentage |
| Contribution employer (input) | |
| Contribution employer (calc) | 0 |
| Include state pension | Yes |
| Pot value at retirement | 0 |
| Retirement lifestyle | Minimum |
| Relationship status | Single |
| Death date | Not calculated yet |
| Death Age | 88 |
| Years of retirement | 0 |
| Additional income | 0 |
| State pension annual | 11973 |
| Amount needed | 0 |
| Income from pot | 0 |
| Income pot + state | 0 |
| Pot at start of state pension | 0 |
| Pot year | Pot | Pot + 4% | Employee | Tax relief | Employer | Tax relief |
|---|
| Yr # | Year | Needed | Fr state | Fr pot | Pot |
|---|
| Label | Pot | Pot with growth |
|---|
| Key | Value |
|---|---|
| _token | 7xvU54m0xcQk1T1KWDc4YOrKVIuzg8QnVSJPVtkr |